ROI Major

Liberal Arts and Sciences, General Studies and Humanities at University of Montana Western (The)

MT · Bachelor's Degree · CIP 24.01

Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from University of Montana Western (The) earn a median salary of $47,236 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $45,376. The degree typically pays for itself in 13.5 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$33,254

Typical Career

$47,236

Top Performers

$66,080

Estimated break-even: 13.5 years.

Debt-to-Income Check

$315

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,936. Most students can comfortably afford about a $315 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 36.8%
Health Care & Social Assistance 14.4%
Public Administration 9.4%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$45,376

Nominal: $47,236 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13.5 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,023 $33,406 $44,481
5 Years After Graduation $33,254 $47,236 $66,080
10 Years After Graduation $41,393 $58,758 $78,229

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $47,236 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $47,236 × (1.0 ÷ 1.0410) = $45,376 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Liberal Arts and Sciences, General Studies and Humanities from the University of Montana Western can expect a steady earnings trajectory. The median earnings one year after graduation stand at $33,406, which increases to $47,236 after five years and reaches $58,758 by the ten-year mark. When adjusted for purchasing power, the five-year salary aligns closely with the national equivalent at $45,375.6, reflecting the cost of living in Montana, which has a COL index of 1.041 compared to the national average.

The primary industries that graduates enter include Educational Services (36.8%), Health Care & Social Assistance (14.4%), and Public Administration (9.4%). Given the estimated break-even point of approximately 13.5 years compared to a high-school-only path, the return on investment for pursuing this degree may be moderate. While the earnings potential is promising over time, students should weigh the financial implications against their career aspirations and the stability of the sectors they aim to enter.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Liberal Arts and Sciences, General Studies and Humanities degree at University of Montana Western (The) stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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