ROI Major

Teacher Education, Specific Subject Areas at University of Montana Western (The)

MT · Bachelor's Degree · CIP 13.13

Data: 2026 release

Executive Summary

Graduates with a Teacher Education, Specific Subject Areas degree from University of Montana Western (The) earn a median salary of $52,445 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $50,379. The degree typically pays for itself in 11.3 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$42,752

Typical Career

$52,445

Top Performers

$63,853

Estimated break-even: 11.3 years.

Debt-to-Income Check

$350

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,370. Most students can comfortably afford about a $350 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 36.8%
Health Care & Social Assistance 14.4%
Public Administration 9.4%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$50,379

Nominal: $52,445 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

11.3 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,268 $38,555 $48,262
5 Years After Graduation $42,752 $52,445 $63,853
10 Years After Graduation $48,990 $60,899 $73,469

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $52,445 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $52,445 × (1.0 ÷ 1.0410) = $50,379 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Teacher Education, Specific Subject Areas program at the University of Montana Western experience a steady earnings trajectory. One year after graduation, median earnings stand at $38,555, which increases to $52,445 after five years and reaches $60,899 a decade post-graduation. When adjusted for purchasing power, the five-year salary aligns closely with the national equivalent at $50,379.44, indicating that while salaries are competitive, the cost of living in Montana slightly impacts overall purchasing power.

The primary industries for graduates are Educational Services (36.8%), Health Care & Social Assistance (14.4%), and Public Administration (9.4%). The estimated break-even point compared to a high-school-only path is approximately 11.3 years, suggesting that while the initial investment in education may take over a decade to recoup, the long-term benefits in terms of career opportunities and salary growth can be significant. Overall, the return on investment for this educational path appears favorable, particularly for those committed to careers in education and related fields.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Teacher Education, Specific Subject Areas degree at University of Montana Western (The) stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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