ROI Major

Biology, General at Southwest Minnesota State University

MN · Bachelor's Degree · CIP 26.01

Data: 2026 release

Executive Summary

Graduates with a Biology, General degree from Southwest Minnesota State University earn a median salary of $60,639 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $64,441. The degree typically pays for itself in 8.4 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$42,081

Typical Career

$60,639

Top Performers

$80,493

Estimated break-even: 8.4 years.

Debt-to-Income Check

$404

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,053. Most students can comfortably afford about a $404 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.6x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Finance & Insurance.

Where Bachelor's Graduates from This School Work

Educational Services 21.9%
Health Care & Social Assistance 16.2%
Finance & Insurance 10.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$64,441

Nominal: $60,639 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

8.4 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $26,055 $37,821 $50,981
5 Years After Graduation $42,081 $60,639 $80,493
10 Years After Graduation $61,332 $79,787 $112,807

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $60,639 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $60,639 × (1.0 ÷ 0.9410) = $64,441 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Biology, General from Southwest Minnesota State University experience a positive earnings trajectory. One year after graduation, median earnings stand at $37,821, increasing to $60,639 after five years and reaching $79,787 after ten years. When adjusted for purchasing power, the five-year salary equates to $64,441.02 on a national scale, indicating that graduates can expect a competitive income relative to their peers across the country, despite the lower cost of living index in Minnesota.

The top industries for graduates include Educational Services (21.9%), Health Care & Social Assistance (16.2%), and Finance & Insurance (10.0%), suggesting diverse career opportunities. With an estimated break-even point of approximately 8.4 years compared to a high school-only path, the return on investment for a Biology degree appears favorable. This data indicates that pursuing this degree can lead to substantial long-term financial benefits and career advancement in various sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Biology, General degree at Southwest Minnesota State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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