ROI Major

Education, General at Palo Alto College

TX · Associate's Degree · CIP 13.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Education, General degree from Palo Alto College earn a median salary of $38,967 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $42,309. The degree typically pays for itself in 18.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$27,020

Typical Career

$38,967

Top Performers

$63,610

Estimated break-even: 18.2 years.

Debt-to-Income Check

$260

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,247. Most students can comfortably afford about a $260 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Finance & Insurance.

Where Associate's Graduates from This School Work

Educational Services 29.9%
Health Care & Social Assistance 14.8%
Finance & Insurance 9.0%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$42,309

Nominal: $38,967 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

18.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $23,886 $28,507 $36,215
5 Years After Graduation $27,020 $38,967 $63,610
10 Years After Graduation $32,639 $54,857 $74,301

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $38,967 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $38,967 × (1.0 ÷ 0.9210) = $42,309 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Education, General program at Palo Alto College experience a gradual increase in earnings over time. The median earnings one year after graduation stand at $28,507, rising to $38,967 after five years and reaching $54,857 after ten years. When adjusted for purchasing power, the five-year salary equates to approximately $42,309.45 nationally, indicating that while initial earnings may be modest, the long-term financial outlook improves significantly.

The majority of graduates enter fields such as Professional, Scientific & Technical Services (65.7%) and Educational Services (29.9%). The estimated break-even point compared to a high-school-only path is approximately 18.2 years, suggesting that while the return on investment (ROI) may take time to materialize, the trajectory in earnings and employment in stable industries can offer a favorable long-term career path for graduates.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.