ROI Major

Psychology, General at Worcester State University

MA · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from Worcester State University earn a median salary of $55,753 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $37,620. The degree typically pays for itself in 9.9 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$41,027

Typical Career

$55,753

Top Performers

$70,256

Estimated break-even: 9.9 years.

Debt-to-Income Check

$372

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,646. Most students can comfortably afford about a $372 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 27.3%
Educational Services 19.0%
Professional, Scientific & Technical Services 8.8%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$37,620

Nominal: $55,753 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

9.9 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,969 $37,240 $46,751
5 Years After Graduation $41,027 $55,753 $70,256
10 Years After Graduation $50,007 $67,254 $83,940

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $55,753 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $55,753 × (1.0 ÷ 1.4820) = $37,620 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for graduates in Psychology, General from Worcester State University shows a steady increase over time. One year after graduation, the median earnings are $37,240, which rises to $55,753 after five years and reaches $67,254 after ten years. However, considering the cost of living in Massachusetts, where the cost of living index is 1.482, the purchasing-power-adjusted five-year salary is approximately $37,620.11, indicating that while earnings grow, the relative purchasing power may not keep pace with inflation and living expenses.

Graduates primarily enter fields such as Health Care & Social Assistance (27.3%), Educational Services (19.0%), and Professional, Scientific & Technical Services (8.8%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 9.9 years, suggesting that while a degree in Psychology, General can lead to higher earnings, the return on investment may take nearly a decade to realize. This data indicates that students should weigh their career aspirations against the time and financial commitment of their education.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at Worcester State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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