ROI Major

Philosophy at University of Wisconsin - Stevens Point

WI · Bachelor's Degree · CIP 38.01

Data: 2026 release

Executive Summary

Graduates with a Philosophy degree from University of Wisconsin - Stevens Point earn a median salary of $40,254 within five years of graduation. Adjusted for the cost of living in WI, this represents a national purchasing power equivalent of $42,328. The degree typically pays for itself in 17.4 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$30,907

Typical Career

$40,254

Top Performers

$56,462

Estimated break-even: 17.4 years.

Debt-to-Income Check

$268

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,355. Most students can comfortably afford about a $268 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Wisconsin buys what costs $0.95 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 19.6%
Health Care & Social Assistance 15.2%
Public Administration 10.5%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$42,328

Nominal: $40,254 in Wisconsin (COL 95.1% of national avg) · 5.2% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

17.4 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $21,648 $27,685 $35,872
5 Years After Graduation $30,907 $40,254 $56,462
10 Years After Graduation $39,342 $55,817 $82,803

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $40,254 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in WI, which has a cost-of-living index of 95.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $40,254 × (1.0 ÷ 0.9510) = $42,328 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Philosophy from the University of Wisconsin - Stevens Point experience a gradual increase in earnings over time. The median earnings one year after graduation stand at $27,685, which rises to $40,254 after five years and reaches $55,817 after ten years. When adjusted for purchasing power, the five-year salary is approximately $42,328.08, indicating that while initial earnings may be modest, there is potential for substantial growth in income over the long term.

Philosophy graduates primarily enter fields such as Educational Services (19.6%), Health Care & Social Assistance (15.2%), and Public Administration (10.5%). The estimated break-even point compared to a high-school-only path is approximately 17.4 years, suggesting that while the return on investment may take time to materialize, the degree can lead to meaningful career opportunities in stable sectors. Overall, students should weigh the long-term benefits against the initial financial outlook when considering this academic path.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Philosophy degree at University of Wisconsin - Stevens Point stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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