ROI Major

Psychology, General at University of Northwestern- St Paul

MN · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from University of Northwestern- St Paul earn a median salary of $50,407 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $53,567. The degree typically pays for itself in 11.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,215

Typical Career

$50,407

Top Performers

$65,307

Estimated break-even: 11.2 years.

Debt-to-Income Check

$336

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,201. Most students can comfortably afford about a $336 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Educational Services 20.6%
Health Care & Social Assistance 20.1%
Professional, Scientific & Technical Services 8.1%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$53,567

Nominal: $50,407 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

11.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $26,716 $36,539 $48,995
5 Years After Graduation $36,215 $50,407 $65,307
10 Years After Graduation $45,751 $64,718 $88,374

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $50,407 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $50,407 × (1.0 ÷ 0.9410) = $53,567 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for Psychology, General graduates from the University of Northwestern-St. Paul shows a steady increase over time. Graduates earn a median of $36,539 one year after graduation, which rises to $50,407 after five years and reaches $64,718 after ten years. When adjusted for purchasing power, the five-year salary aligns more closely with the national average at approximately $53,567.48, indicating that graduates maintain a competitive earning potential despite the cost of living differences in Minnesota.

Graduates primarily enter the Educational Services (20.6%) and Health Care & Social Assistance (20.1%) sectors, with a smaller percentage in Professional, Scientific & Technical Services (8.1%). The estimated break-even point for pursuing a degree versus a high school diploma is approximately 11.2 years, suggesting that while the initial investment in education may take time to recoup, the long-term benefits in terms of career opportunities and earnings potential can be substantial. Overall, the return on investment for a degree in Psychology, General appears favorable, particularly for those committed to careers in these growing fields.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at University of Northwestern- St Paul stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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