ROI Major

History at University of Massachusetts - Lowell

MA · Bachelor's Degree · CIP 54.01

Data: 2026 release

Executive Summary

Graduates with a History degree from University of Massachusetts - Lowell earn a median salary of $59,550 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $40,182. The degree typically pays for itself in 8.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$43,384

Typical Career

$59,550

Top Performers

$74,086

Estimated break-even: 8.6 years.

Debt-to-Income Check

$397

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,963. Most students can comfortably afford about a $397 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.5x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Health Care & Social Assistance, Manufacturing.

Where Bachelor's Graduates from This School Work

Professional, Scientific & Technical Services 19.1%
Health Care & Social Assistance 17.8%
Manufacturing 12.8%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$40,182

Nominal: $59,550 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

8.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $26,611 $35,994 $47,961
5 Years After Graduation $43,384 $59,550 $74,086
10 Years After Graduation $63,874 $80,325 $97,271

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $59,550 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $59,550 × (1.0 ÷ 1.4820) = $40,182 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a History degree from the University of Massachusetts - Lowell experience a positive earnings trajectory. Median earnings one year after graduation stand at $35,994, increasing to $59,550 after five years, and reaching $80,325 after ten years. However, when adjusted for purchasing power, the five-year salary equates to approximately $40,182.19 nationally, reflecting the cost of living in Massachusetts, which has a COL index of 1.482 compared to the national average of 1.0. This indicates that while initial earnings may seem lower, they can be competitive when considering regional economic factors.

The top industries for UMass Lowell History graduates include Professional, Scientific & Technical Services (19.1%), Health Care & Social Assistance (17.8%), and Manufacturing (12.8%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 8.6 years, suggesting a moderate return on investment. While the path may not lead to immediate high earnings, the long-term financial benefits and diverse career opportunities in various sectors can provide a solid foundation for graduates.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the History degree at University of Massachusetts - Lowell stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

Explore More