ROI Major

Area Studies at University of Massachusetts at Boston

MA · Bachelor's Degree · CIP 05.01

Data: 2026 release

Executive Summary

Graduates with a Area Studies degree from University of Massachusetts at Boston earn a median salary of $56,029 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $37,806. The degree typically pays for itself in 8.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$40,493

Typical Career

$56,029

Top Performers

$75,301

Estimated break-even: 8.8 years.

Debt-to-Income Check

$374

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,669. Most students can comfortably afford about a $374 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Educational Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 34.3%
Professional, Scientific & Technical Services 11.5%
Educational Services 10.7%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$37,806

Nominal: $56,029 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

8.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $31,741 $44,173 $58,956
5 Years After Graduation $40,493 $56,029 $75,301
10 Years After Graduation $50,881 $74,301 $90,933

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $56,029 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $56,029 × (1.0 ÷ 1.4820) = $37,806 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Area Studies from the University of Massachusetts at Boston experience a positive earnings trajectory over time. The median earnings one year after graduation stand at $44,173, which increases to $56,029 after five years and reaches $74,301 after ten years. However, when adjusted for purchasing power, the five-year salary reflects a national equivalent of $37,806.34, indicating that while initial earnings are competitive, the cost of living in Massachusetts may impact the overall financial benefits of the degree.

The top industries for Area Studies graduates include Health Care & Social Assistance (34.3%), Professional, Scientific & Technical Services (11.5%), and Educational Services (10.7%). Given the estimated break-even point of approximately 8.8 years compared to a high-school-only path, the return on investment for this degree may be moderate. Students should weigh the potential for career advancement and salary growth against the cost of living in Massachusetts when considering this educational path.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Area Studies degree at University of Massachusetts at Boston stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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