ROI Major

Liberal Arts and Sciences, General Studies and Humanities at University of Hawaii Maui College

HI · Associate's Degree · CIP 24.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from University of Hawaii Maui College earn a median salary of $46,891 within five years of graduation. Adjusted for the cost of living in HI, this represents a national purchasing power equivalent of $25,484. The degree typically pays for itself in 13.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$33,724

Typical Career

$46,891

Top Performers

$63,836

Estimated break-even: 13.8 years.

Debt-to-Income Check

$313

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,908. Most students can comfortably afford about a $313 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Hawaii buys what costs $1.84 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Accommodation & Food Services, Educational Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 36.4%
Accommodation & Food Services 16.7%
Educational Services 9.1%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$25,484

Nominal: $46,891 in Hawaii (COL 184.0% of national avg) · 45.7% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $23,854 $34,048 $47,559
5 Years After Graduation $33,724 $46,891 $63,836
10 Years After Graduation $40,217 $57,902 $76,214

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $46,891 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in HI, which has a cost-of-living index of 184.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $46,891 × (1.0 ÷ 1.8400) = $25,484 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Liberal Arts and Sciences, General Studies and Humanities from the University of Hawaii Maui College experience a steady earnings trajectory. Median earnings one year after graduation stand at $34,048, increasing to $46,891 after five years and reaching $57,902 after ten years. However, when adjusted for purchasing power, the five-year salary equivalent is approximately $25,484.24, indicating that while nominal earnings grow, the real value may be impacted by the high cost of living in Hawaii.

The primary industries for graduates are Health Care & Social Assistance, which accounts for 36.4% of employment, followed closely by another segment of Health Care & Social Assistance at 34.7%, and Accommodation & Food Services at 22.3%. Given the estimated break-even point of approximately 13.8 years compared to a high school-only path, the return on investment may be moderate. Students should weigh these factors carefully, considering both the potential for earnings growth and the high cost of living in Hawaii.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.