ROI Major

Physics at Truman State University

MO · Bachelor's Degree · CIP 40.08

Data: 2026 release

Executive Summary

Graduates with a Physics degree from Truman State University earn a median salary of $76,015 within five years of graduation. Adjusted for the cost of living in MO, this represents a national purchasing power equivalent of $85,219. The degree typically pays for itself in 7.1 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$47,119

Typical Career

$76,015

Top Performers

$102,715

Estimated break-even: 7.1 years.

Debt-to-Income Check

$507

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $6,335. Most students can comfortably afford about a $507 monthly loan payment with this degree.

Comparison Bench

This degree earns 2.0x more than the average US high school graduate and 1.0x more than the average college graduate.

Purchasing Power Context

A dollar in Missouri buys what costs $0.89 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Educational Services 21.3%
Health Care & Social Assistance 20.9%
Professional, Scientific & Technical Services 14.1%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$85,219

Nominal: $76,015 in Missouri (COL 89.2% of national avg) · 12.1% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

7.1 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $19,908 $27,237 $33,739
5 Years After Graduation $47,119 $76,015 $102,715
10 Years After Graduation $60,219 $94,656 $135,371

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $76,015 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MO, which has a cost-of-living index of 89.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $76,015 × (1.0 ÷ 0.8920) = $85,219 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Physics from Truman State University experience a notable earnings trajectory. The median earnings one year after graduation stand at $27,237, which increases significantly to $76,015 five years post-graduation and reaches $94,656 after ten years. When adjusted for purchasing power, the median earnings five years after graduation equate to approximately $85,218.61 nationally, indicating that graduates are well-positioned financially compared to their peers in similar fields across the country.

The top industries for Physics graduates include Educational Services (21.3%), Health Care & Social Assistance (20.9%), and Professional, Scientific & Technical Services (14.1%). With an estimated break-even point of approximately 7.1 years compared to a high school-only path, the return on investment for pursuing a Physics degree at Truman State University appears favorable. This suggests that the degree not only provides substantial long-term financial benefits but also opens doors to diverse career opportunities in various sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Physics degree at Truman State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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