ROI Major

Philosophy and Religious Studies, Other at Truman State University

MO · Bachelor's Degree · CIP 38.99

Data: 2026 release

Executive Summary

Graduates with a Philosophy and Religious Studies, Other degree from Truman State University earn a median salary of $39,556 within five years of graduation. Adjusted for the cost of living in MO, this represents a national purchasing power equivalent of $44,345. The degree typically pays for itself in 16.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$25,751

Typical Career

$39,556

Top Performers

$51,040

Estimated break-even: 16.2 years.

Debt-to-Income Check

$264

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,296. Most students can comfortably afford about a $264 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Missouri buys what costs $0.89 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Educational Services 21.3%
Health Care & Social Assistance 20.9%
Professional, Scientific & Technical Services 14.1%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$44,345

Nominal: $39,556 in Missouri (COL 89.2% of national avg) · 12.1% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

16.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $22,905 $38,967 $82,614
5 Years After Graduation $25,751 $39,556 $51,040
10 Years After Graduation $38,107 $55,307 $89,880

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $39,556 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MO, which has a cost-of-living index of 89.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $39,556 × (1.0 ÷ 0.8920) = $44,345 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Philosophy and Religious Studies from Truman State University experience a gradual increase in earnings over time. The median earnings one year after graduation stand at $38,967, which rises to $39,556 five years post-graduation and reaches $55,307 a decade later. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $44,345.29, indicating that while initial earnings may be modest, there is potential for growth as graduates gain experience.

The top industries for graduates include Educational Services (21.3%), Health Care & Social Assistance (20.9%), and Professional, Scientific & Technical Services (14.1%). The estimated break-even point compared to a high-school-only path is approximately 16.2 years, suggesting that while the return on investment may take time to materialize, graduates can find meaningful employment in sectors that value critical thinking and ethical reasoning. Overall, students should weigh the long-term benefits against the initial financial outlook when considering this field of study.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Philosophy and Religious Studies, Other degree at Truman State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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