ROI Major

Applied Mathematics at SUNY Buffalo State University

NY · Bachelor's Degree · CIP 27.03

Data: 2026 release

Executive Summary

Graduates with a Applied Mathematics degree from SUNY Buffalo State University earn a median salary of $54,857 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $41,558. The degree typically pays for itself in 9.1 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,715

Typical Career

$54,857

Top Performers

$73,920

Estimated break-even: 9.1 years.

Debt-to-Income Check

$366

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,571. Most students can comfortably afford about a $366 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Finance & Insurance.

Where Bachelor's Graduates from This School Work

Educational Services 19.5%
Health Care & Social Assistance 17.6%
Finance & Insurance 8.2%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$41,558

Nominal: $54,857 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

9.1 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,319 $35,666 $48,144
5 Years After Graduation $36,715 $54,857 $73,920
10 Years After Graduation $49,855 $82,929 $113,482

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $54,857 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $54,857 × (1.0 ÷ 1.3200) = $41,558 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Applied Mathematics from SUNY Buffalo State University can expect a promising earnings trajectory. The median earnings one year after graduation stand at $35,666, which increases to $54,857 five years post-graduation and reaches $82,929 after ten years. However, considering the cost of living in New York, where the cost of living index is 1.32 compared to the national average of 1.0, the purchasing-power-adjusted five-year salary equates to approximately $41,558.33, indicating that while initial earnings may appear lower, the long-term financial outlook remains positive.

The top industries that graduates enter include Educational Services (19.5%), Health Care & Social Assistance (17.6%), and Finance & Insurance (8.2%). This diverse range of sectors reflects the versatility of an Applied Mathematics degree. With an estimated break-even point of approximately 9.1 years compared to a high-school-only path, the return on investment for this degree is favorable, particularly given the potential for growth in earnings over time. Overall, pursuing a degree in Applied Mathematics at SUNY Buffalo State University appears to offer a solid career foundation with a reasonable ROI.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Applied Mathematics degree at SUNY Buffalo State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

Explore More