ROI Major

Philosophy at State University of New York College at Potsdam

NY · Bachelor's Degree · CIP 38.01

Data: 2026 release

Executive Summary

Graduates with a Philosophy degree from State University of New York College at Potsdam earn a median salary of $63,270 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $47,932. The degree typically pays for itself in 10.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,215

Typical Career

$63,270

Top Performers

$95,990

Estimated break-even: 10.8 years.

Debt-to-Income Check

$422

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,273. Most students can comfortably afford about a $422 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.6x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Retail Trade.

Where Bachelor's Graduates from This School Work

Educational Services 34.7%
Health Care & Social Assistance 16.2%
Retail Trade 7.1%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$47,932

Nominal: $63,270 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $17,597 $22,905 $31,485
5 Years After Graduation $36,215 $63,270 $95,990
10 Years After Graduation $41,964 $61,332 $71,728

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $63,270 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $63,270 × (1.0 ÷ 1.3200) = $47,932 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for Philosophy graduates from the State University of New York College at Potsdam shows a gradual increase over time. One year post-graduation, median earnings stand at $22,905, which rises to $63,270 after five years. However, by the ten-year mark, median earnings slightly decline to $61,332. When adjusted for purchasing power, the five-year salary equivalent is approximately $47,931.82, indicating that while initial earnings may be modest, the long-term financial outlook can stabilize, albeit with a slight decrease in the later years.

Graduates primarily enter fields such as Educational Services (34.7%), Health Care & Social Assistance (16.2%), and Retail Trade (7.1%), reflecting a diverse range of opportunities. The estimated break-even point compared to a high-school-only path is approximately 10.8 years, suggesting that while the investment in a Philosophy degree may take time to pay off, it can lead to meaningful career options in various sectors. Overall, the return on investment for this degree should be carefully weighed against the time and financial commitment involved.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Philosophy degree at State University of New York College at Potsdam stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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