ROI Major

Accounting and Related Services at Southwest Minnesota State University

MN · Bachelor's Degree · CIP 52.03

Data: 2026 release

Executive Summary

Graduates with a Accounting and Related Services degree from Southwest Minnesota State University earn a median salary of $62,132 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $66,028. The degree typically pays for itself in 7.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$48,304

Typical Career

$62,132

Top Performers

$79,247

Estimated break-even: 7.6 years.

Debt-to-Income Check

$414

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,178. Most students can comfortably afford about a $414 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.6x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Finance & Insurance.

Where Bachelor's Graduates from This School Work

Educational Services 21.9%
Health Care & Social Assistance 16.2%
Finance & Insurance 10.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$66,028

Nominal: $62,132 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

7.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $37,522 $48,487 $58,266
5 Years After Graduation $48,304 $62,132 $79,247
10 Years After Graduation $59,422 $74,433 $103,464

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $62,132 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $62,132 × (1.0 ÷ 0.9410) = $66,028 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Accounting and Related Services program at Southwest Minnesota State University experience a positive earnings trajectory over time. The median earnings one year after graduation stand at $48,487, which increases to $62,132 after five years and reaches $74,433 after ten years. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $66,027.63, indicating that graduates maintain a competitive financial standing relative to their peers across the country.

The program prepares students for diverse career opportunities, with notable entry into industries such as Educational Services (21.9%), Health Care & Social Assistance (16.2%), and Finance & Insurance (10.0%). The estimated break-even point compared to a high-school-only path is around 7.6 years, suggesting a reasonable return on investment for graduates. Overall, pursuing a degree in Accounting and Related Services at this institution appears to offer a solid financial outlook and career prospects in various sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Accounting and Related Services degree at Southwest Minnesota State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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