ROI Major

Business Administration and Management at Palo Alto College

TX · Associate's Degree · CIP 52.02

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business Administration and Management degree from Palo Alto College earn a median salary of $54,286 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $58,942. The degree typically pays for itself in 10.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$41,436

Typical Career

$54,286

Top Performers

$69,047

Estimated break-even: 10.6 years.

Debt-to-Income Check

$362

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,524. Most students can comfortably afford about a $362 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Finance & Insurance.

Where Associate's Graduates from This School Work

Educational Services 29.9%
Health Care & Social Assistance 14.8%
Finance & Insurance 9.0%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$58,942

Nominal: $54,286 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $30,494 $40,223 $56,909
5 Years After Graduation $41,436 $54,286 $69,047
10 Years After Graduation $44,315 $61,663 $82,357

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $54,286 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $54,286 × (1.0 ÷ 0.9210) = $58,942 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates of the Business Administration and Management program at Palo Alto College can expect a positive earnings trajectory over time. The median earnings one year after graduation stand at $45,210, which increases to $48,943 after five years and reaches $56,877 after ten years. When adjusted for purchasing power, the five-year salary aligns more closely with the national average at approximately $53,141.15, indicating that graduates maintain a competitive financial standing in the job market despite the cost of living in Texas being slightly lower than the national average.

The program prepares students for careers primarily in Professional, Scientific & Technical Services (65.7%) and Educational Services (29.9%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 12.2 years, suggesting a reasonable return on investment for pursuing this degree. Overall, the combination of strong industry placement and a favorable earnings trajectory supports the viability of a degree in Business Administration and Management from Palo Alto College.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.