ROI Major

Business/Commerce, General at Northwest College

WY · Associate's Degree · CIP 52.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business/Commerce, General degree from Northwest College earn a median salary of $38,842 within five years of graduation. Adjusted for the cost of living in WY, this represents a national purchasing power equivalent of $41,721. The degree typically pays for itself in 24.5 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$29,433

Typical Career

$38,842

Top Performers

$51,537

Estimated break-even: 24.5 years.

Debt-to-Income Check

$259

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,237. Most students can comfortably afford about a $259 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Wyoming buys what costs $0.93 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 23.9%
Educational Services 13.5%
Retail Trade 9.8%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$41,721

Nominal: $38,842 in Wyoming (COL 93.1% of national avg) · 7.4% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

24.5 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $23,078 $31,242 $38,077
5 Years After Graduation $29,433 $38,842 $51,537
10 Years After Graduation $30,437 $48,736 $66,438

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $38,842 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in WY, which has a cost-of-living index of 93.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $38,842 × (1.0 ÷ 0.9310) = $41,721 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for graduates of the Business/Commerce, General program at Northwest College shows a steady increase over time. Median earnings one year after graduation stand at $31,242, rising to $38,842 after five years and reaching $48,736 after ten years. When adjusted for purchasing power, the five-year salary reflects a national equivalent of approximately $41,720.73, indicating that graduates may experience a favorable financial position relative to their peers across the country, despite the cost of living index in Wyoming being slightly lower than the national average.

Graduates primarily enter the Educational Services (41.7%) and Health Care & Social Assistance (23.9% and 22.9%) sectors, which suggests a strong alignment with stable industries. The estimated break-even point for graduates compared to those with only a high school diploma is approximately 24.5 years, indicating a long-term return on investment. Overall, while the program offers a reasonable earnings potential, students should consider the extended time frame required to recoup educational costs relative to immediate employment opportunities.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.