Business/Commerce, General at Moraine Valley Community College
IL · Certificate Degree · CIP 52.01
Executive Summary
Graduates with a Business/Commerce, General degree from Moraine Valley Community College earn a median salary of $45,751 within five years of graduation. Adjusted for the cost of living in IL, this represents a national purchasing power equivalent of $49,838. The degree typically pays for itself in 13.7 years.
Quick Insights
How this degree looks at a glance
A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.
Salary Ranges
Starting Range
$33,710
Typical Career
$45,751
Top Performers
$59,848
Estimated break-even: 13.7 years.
Debt-to-Income Check
$305
Estimated comfortable monthly loan payment
Typical monthly pay is approximately $3,813. Most students can comfortably afford about a $305 monthly loan payment with this degree.
Comparison Bench
This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.
Purchasing Power Context
A dollar in Illinois buys what costs $0.92 nationally.
Industry Breadcrumbs
Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Retail Trade.
Where Certificate Graduates from This School Work
Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.
5-Year Median Salary — National Purchasing Power Equivalent
$49,838
Nominal: $45,751 in Illinois (COL 91.8% of national avg) · 8.9% higher purchasing power
10-Year Earnings Curve
Break-Even Timeline
How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).
Total Investment
$155,168
4yr tuition + 4yr opportunity cost
HS Graduate Baseline
$38,792/yr
BLS 2023 median, HS diploma
View Raw Data: Median Earnings by Year
| Timeframe | 25th Pct. | Median (50th) | 75th Pct. |
|---|---|---|---|
| 1 Year After Graduation | $29,769 | $40,037 | $58,363 |
| 5 Years After Graduation | $33,710 | $45,751 | $59,848 |
| 10 Years After Graduation | $40,342 | $56,877 | $78,170 |
Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).
How We Calculate Purchasing Power
The median salary of $45,751 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IL, which has a cost-of-living index of 91.8% of the national average.
Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $45,751 × (1.0 ÷ 0.9180)
= $49,838 National Average equivalent.
COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →
Career Verdict
Graduates primarily enter the Health Care & Social Assistance sectors, with a significant portion of the workforce (31.8%, 31.1%, and 27.8%) finding opportunities in this industry. The estimated break-even point for graduates compared to those with only a high school diploma is approximately 13.7 years, suggesting that while the initial investment in education may take time to pay off, the long-term benefits in terms of earnings potential and career opportunities in a growing field are substantial. Overall, the ROI for this program appears favorable for students willing to invest in their education.
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See how the Business/Commerce, General degree at Moraine Valley Community College stacks up against another institution side-by-side.
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Other Degrees at Moraine Valley Community College
Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.