ROI Major

Liberal Arts and Sciences, General Studies and Humanities at Montana Technological University

MT · Bachelor's Degree · CIP 24.01

Data: 2026 release

Executive Summary

Graduates with a Liberal Arts and Sciences, General Studies and Humanities degree from Montana Technological University earn a median salary of $49,035 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $47,104. The degree typically pays for itself in 17.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$40,922

Typical Career

$49,035

Top Performers

$59,391

Estimated break-even: 17.6 years.

Debt-to-Income Check

$327

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,086. Most students can comfortably afford about a $327 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Mining, Quarrying & Oil/Gas Extraction, Health Care & Social Assistance.

Where Bachelor's Graduates from This School Work

Professional, Scientific & Technical Services 17.8%
Mining, Quarrying & Oil/Gas Extraction 14.6%
Health Care & Social Assistance 13.1%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$47,104

Nominal: $49,035 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

17.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $23,944 $35,591 $45,461
5 Years After Graduation $40,922 $49,035 $59,391
10 Years After Graduation $31,905 $49,855 $62,322

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,035 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,035 × (1.0 ÷ 1.0410) = $47,104 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Liberal Arts and Sciences, General Studies and Humanities from Montana Technological University experience a gradual increase in earnings over time. The median earnings one year after graduation stand at $35,591, rising to $49,035 after five years, and reaching $49,855 by the ten-year mark. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $47,103.75, reflecting the cost of living in Montana, which has a COL index of 1.041 compared to the national average.

The top industries for graduates include Professional, Scientific & Technical Services (17.8%), Mining, Quarrying & Oil/Gas Extraction (14.6%), and Health Care & Social Assistance (13.1%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 17.6 years. This indicates a long-term investment in education, suggesting that while initial earnings may be modest, the potential for career growth exists in various sectors, providing a reasonable return on investment over time.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Liberal Arts and Sciences, General Studies and Humanities degree at Montana Technological University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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