ROI Major

Teacher Education, Specific Levels and Methods at Montana State University - Northern

MT · Bachelor's Degree · CIP 13.12

Data: 2026 release

Executive Summary

Graduates with a Teacher Education, Specific Levels and Methods degree from Montana State University - Northern earn a median salary of $47,591 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $45,717. The degree typically pays for itself in 13.9 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$40,604

Typical Career

$47,591

Top Performers

$55,233

Estimated break-even: 13.9 years.

Debt-to-Income Check

$317

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,966. Most students can comfortably afford about a $317 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Wholesale Trade.

Where Bachelor's Graduates from This School Work

Educational Services 24.6%
Health Care & Social Assistance 16.9%
Wholesale Trade 8.1%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$45,717

Nominal: $47,591 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13.9 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $27,508 $36,626 $44,035
5 Years After Graduation $40,604 $47,591 $55,233
10 Years After Graduation $47,094 $56,330 $66,267

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $47,591 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $47,591 × (1.0 ÷ 1.0410) = $45,717 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Teacher Education, Specific Levels and Methods program at Montana State University - Northern experience a steady earnings trajectory over time. One year post-graduation, median earnings are reported at $36,626, which increases to $47,591 after five years and reaches $56,330 after ten years. When adjusted for purchasing power, the five-year salary equivalent is approximately $45,716.62, indicating that while initial earnings may be modest, long-term financial growth is achievable, particularly in the context of Montana's cost of living index of 1.041 compared to the national average.

The top industries for graduates include Educational Services at 24.6%, Health Care & Social Assistance at 16.9%, and Wholesale Trade at 8.1%. This diverse range of sectors suggests that graduates have various career pathways available to them. The estimated break-even point compared to a high-school-only path is approximately 13.9 years, indicating that while the return on investment may take time to realize, the long-term benefits of a degree in this field can be substantial, particularly in stable and growing industries.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Teacher Education, Specific Levels and Methods degree at Montana State University - Northern stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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