ROI Major

Business/Commerce, General at College of the Mainland

TX · Associate's Degree · CIP 52.01

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business/Commerce, General degree from College of the Mainland earn a median salary of $57,791 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $62,748. The degree typically pays for itself in 8.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$42,371

Typical Career

$57,791

Top Performers

$76,015

Estimated break-even: 8.7 years.

Debt-to-Income Check

$385

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,816. Most students can comfortably afford about a $385 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.5x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Manufacturing, Educational Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 20.6%
Manufacturing 19.9%
Educational Services 18.4%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$62,748

Nominal: $57,791 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

8.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,874 $38,141 $55,746
5 Years After Graduation $42,371 $57,791 $76,015
10 Years After Graduation $57,372 $80,472 $122,083

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $57,791 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $57,791 × (1.0 ÷ 0.9210) = $62,748 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Business/Commerce program at the College of the Mainland can expect a solid earnings trajectory. The median earnings one year after graduation stand at $38,141, which increases to $57,791 five years post-graduation and reaches $80,472 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $62,748.1, reflecting the program's competitive standing despite the lower cost of living index in Texas (0.921) compared to the national average.

The top industries for graduates are predominantly in Health Care & Social Assistance, which accounts for 72.4% of employment, followed by another segment of Health Care & Social Assistance at 20.6%, and Manufacturing at 19.9%. The estimated break-even point for graduates compared to those with only a high school diploma is approximately 8.7 years, indicating a favorable return on investment over time. Overall, the program offers a promising career path with substantial long-term financial benefits.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.