ROI Major

Social Work at Westfield State University

MA · Bachelor's Degree · CIP 44.07

Apply Now Data: 2026 release

Executive Summary

Graduates with a Social Work degree from Westfield State University earn a median salary of $57,890 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $39,062. The degree typically pays for itself in 9.3 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$45,705

Typical Career

$57,890

Top Performers

$71,068

Estimated break-even: 9.3 years.

Debt-to-Income Check

$386

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,824. Most students can comfortably afford about a $386 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.5x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 23.4%
Health Care & Social Assistance 18.9%
Public Administration 10.3%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$39,062

Nominal: $57,890 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

9.3 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $30,343 $39,063 $49,902
5 Years After Graduation $45,705 $57,890 $71,068
10 Years After Graduation $53,060 $68,702 $82,614

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $57,890 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $57,890 × (1.0 ÷ 1.4820) = $39,062 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from Westfield State University’s Social Work program can expect a steady increase in earnings over time. The median earnings one year after graduation stand at $39,063, which rise to $57,890 after five years and reach $68,702 after ten years. When adjusted for purchasing power, the five-year salary aligns closely with the national equivalent at $39,062.08, indicating that while initial earnings may be modest, there is potential for significant growth in income as graduates gain experience.

The primary industries that Social Work graduates enter include Educational Services (23.4%), Health Care & Social Assistance (18.9%), and Public Administration (10.3%). Considering the estimated break-even point of approximately 9.3 years compared to a high-school-only path, the return on investment for pursuing a degree in Social Work at Westfield State University appears favorable. Graduates can anticipate a meaningful career with opportunities for advancement in sectors that are essential to community well-being.

Compare with Another School

See how the Social Work degree at Westfield State University stacks up against another institution side-by-side.

Ready to apply?

Start your application for Social Work at Westfield State University.

Apply to Westfield State University

Explore More

Other Degrees at Westfield State University

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.