ROI Major

Physical Sciences, General at University of Southern Maine

ME · Bachelor's Degree · CIP 40.01

Data: 2026 release

Executive Summary

Graduates with a Physical Sciences, General degree from University of Southern Maine earn a median salary of $58,065 within five years of graduation. Adjusted for the cost of living in ME, this represents a national purchasing power equivalent of $51,024. The degree typically pays for itself in 10.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$44,398

Typical Career

$58,065

Top Performers

$82,300

Estimated break-even: 10.2 years.

Debt-to-Income Check

$387

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,839. Most students can comfortably afford about a $387 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.5x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Maine buys what costs $1.14 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Finance & Insurance.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 29.2%
Educational Services 13.7%
Finance & Insurance 9.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$51,024

Nominal: $58,065 in Maine (COL 113.8% of national avg) · 12.1% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $23,372 $32,492 $43,722
5 Years After Graduation $44,398 $58,065 $82,300
10 Years After Graduation $44,398 $65,081 $105,199

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $58,065 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in ME, which has a cost-of-living index of 113.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $58,065 × (1.0 ÷ 1.1380) = $51,024 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Physical Sciences, General from the University of Southern Maine can expect a positive earnings trajectory. The median earnings one year after graduation stand at $32,492, which increases to $58,065 five years post-graduation and reaches $65,081 after ten years. When adjusted for purchasing power, the median earnings five years after graduation equate to approximately $51,023.73 nationally, indicating that while the cost of living in Maine is higher (COL index of 1.138), graduates still experience a reasonable return on their investment over time.

The top industries for graduates include Health Care & Social Assistance (29.2%), Educational Services (13.7%), and Finance & Insurance (9.0%). With an estimated break-even point of approximately 10.2 years compared to a high-school-only path, the overall return on investment for pursuing a degree in Physical Sciences, General appears favorable. This suggests that while the initial earnings may be modest, the long-term financial benefits and diverse career opportunities can justify the investment in higher education.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Physical Sciences, General degree at University of Southern Maine stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

Explore More