Physics at University of Saint Thomas
MN · Bachelor's Degree · CIP 40.08
Executive Summary
Graduates with a Physics degree from University of Saint Thomas earn a median salary of $95,830 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $101,838. The degree typically pays for itself in 3.7 years.
Quick Insights
How this degree looks at a glance
A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.
Salary Ranges
Starting Range
$77,093
Typical Career
$95,830
Top Performers
$109,817
Estimated break-even: 3.7 years.
Debt-to-Income Check
$639
Estimated comfortable monthly loan payment
Typical monthly pay is approximately $7,986. Most students can comfortably afford about a $639 monthly loan payment with this degree.
Comparison Bench
This degree earns 2.5x more than the average US high school graduate and 1.2x more than the average college graduate.
Purchasing Power Context
A dollar in Minnesota buys what costs $0.94 nationally.
Industry Breadcrumbs
Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Finance & Insurance, Educational Services.
Where Bachelor's Graduates from This School Work
Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.
5-Year Median Salary — National Purchasing Power Equivalent
$101,838
Nominal: $95,830 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power
10-Year Earnings Curve
Break-Even Timeline
How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).
Total Investment
$155,168
4yr tuition + 4yr opportunity cost
HS Graduate Baseline
$38,792/yr
BLS 2023 median, HS diploma
View Raw Data: Median Earnings by Year
| Timeframe | 25th Pct. | Median (50th) | 75th Pct. |
|---|---|---|---|
| 1 Year After Graduation | $42,467 | $72,585 | $85,840 |
| 5 Years After Graduation | $77,093 | $95,830 | $109,817 |
| 10 Years After Graduation | $88,826 | $127,993 | $170,055 |
Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).
How We Calculate Purchasing Power
The median salary of $95,830 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.
Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $95,830 × (1.0 ÷ 0.9410)
= $101,838 National Average equivalent.
COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →
Career Verdict
The top industries for Physics graduates include Professional, Scientific & Technical Services (16.9%), Finance & Insurance (12.6%), and Educational Services (10.3%). This diverse range of sectors indicates a robust demand for Physics graduates, supporting a favorable return on investment (ROI). With an estimated break-even point of approximately 3.7 years compared to a high-school-only path, pursuing a Physics degree at the University of Saint Thomas presents a compelling financial case for students considering their future career prospects.
AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.
Compare with Another School
See how the Physics degree at University of Saint Thomas stacks up against another institution side-by-side.
Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.