ROI Major

Economics at University of Northern Colorado

CO · Bachelor's Degree · CIP 45.06

Apply Now Data: 2026 release

Executive Summary

Graduates with a Economics degree from University of Northern Colorado earn a median salary of $63,170 within five years of graduation. Adjusted for the cost of living in CO, this represents a national purchasing power equivalent of $60,105. The degree typically pays for itself in 7.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$46,399

Typical Career

$63,170

Top Performers

$87,439

Estimated break-even: 7.7 years.

Debt-to-Income Check

$421

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,264. Most students can comfortably afford about a $421 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.6x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in Colorado buys what costs $1.05 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 26.7%
Health Care & Social Assistance 20.2%
Public Administration 7.4%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$60,105

Nominal: $63,170 in Colorado (COL 105.1% of national avg) · 4.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

7.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $31,075 $41,609 $56,017
5 Years After Graduation $46,399 $63,170 $87,439
10 Years After Graduation $57,688 $82,929 $130,859

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $63,170 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in CO, which has a cost-of-living index of 105.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $63,170 × (1.0 ÷ 1.0510) = $60,105 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Economics from the University of Northern Colorado experience a notable earnings trajectory. One year after graduation, median earnings stand at $41,609, which increases to $63,170 after five years and reaches $82,929 after ten years. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $60,104.66, indicating that while earnings are competitive, the cost of living in Colorado, with a COL index of 1.051, slightly affects the relative value of these salaries.

The top industries for Economics graduates include Educational Services (26.7%), Health Care & Social Assistance (20.2%), and Public Administration (7.4%). Given the estimated break-even point of approximately 7.7 years compared to a high-school-only path, the return on investment for pursuing an Economics degree appears favorable. Graduates can expect to enter diverse fields, which may enhance job stability and career growth over time.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.