ROI Major

Clinical, Counseling, and Applied Psychology at University of North Texas

TX · Bachelor's Degree · CIP 42.28

Data: 2026 release

Executive Summary

Graduates with a Clinical, Counseling, and Applied Psychology degree from University of North Texas earn a median salary of $55,707 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $60,485. The degree typically pays for itself in 9.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$39,081

Typical Career

$55,707

Top Performers

$69,384

Estimated break-even: 9.6 years.

Debt-to-Income Check

$371

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,642. Most students can comfortably afford about a $371 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Professional, Scientific & Technical Services, Finance & Insurance.

Where Bachelor's Graduates from This School Work

Educational Services 22.6%
Professional, Scientific & Technical Services 11.5%
Finance & Insurance 10.1%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$60,485

Nominal: $55,707 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

9.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,076 $33,436 $42,899
5 Years After Graduation $39,081 $55,707 $69,384
10 Years After Graduation $55,464 $74,643 $97,664

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $55,707 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $55,707 × (1.0 ÷ 0.9210) = $60,485 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Clinical, Counseling, and Applied Psychology from the University of North Texas experience a positive earnings trajectory. The median earnings one year after graduation stand at $33,436, which increases to $55,707 after five years and reaches $74,643 by the ten-year mark. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $60,485.34, indicating that graduates maintain a competitive earning potential relative to their peers across the country, despite the lower cost of living in Texas.

The top industries for graduates include Educational Services (22.6%), Professional, Scientific & Technical Services (11.5%), and Finance & Insurance (10.1%). The estimated break-even point for pursuing this degree versus a high school diploma is approximately 9.6 years, suggesting that while the initial investment in education may take time to recoup, the long-term financial benefits and diverse career opportunities in these sectors present a favorable return on investment for graduates.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Clinical, Counseling, and Applied Psychology degree at University of North Texas stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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