ROI Major

Social Work at University of North Carolina at Pembroke

NC · Bachelor's Degree · CIP 44.07

Data: 2026 release

Executive Summary

Graduates with a Social Work degree from University of North Carolina at Pembroke earn a median salary of $49,842 within five years of graduation. Adjusted for the cost of living in NC, this represents a national purchasing power equivalent of $50,963. The degree typically pays for itself in 14.3 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$41,306

Typical Career

$49,842

Top Performers

$57,772

Estimated break-even: 14.3 years.

Debt-to-Income Check

$332

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,154. Most students can comfortably afford about a $332 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in North Carolina buys what costs $0.98 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 30.3%
Health Care & Social Assistance 21.3%
Public Administration 12.7%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$50,963

Nominal: $49,842 in North Carolina (COL 97.8% of national avg) · 2.2% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

14.3 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,176 $37,093 $45,617
5 Years After Graduation $41,306 $49,842 $57,772
10 Years After Graduation $44,272 $53,797 $62,976

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $49,842 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NC, which has a cost-of-living index of 97.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $49,842 × (1.0 ÷ 0.9780) = $50,963 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the University of North Carolina at Pembroke's Social Work program can expect a steady increase in earnings over time. The median earnings one year after graduation stand at $37,093, which rises to $49,842 after five years and reaches $53,797 after ten years. When considering purchasing power, the median earnings five years post-graduation adjust to approximately $50,963.19, reflecting a competitive edge in the job market relative to national averages, especially given North Carolina's cost of living index of 0.978.

The primary industries that UNC Pembroke Social Work graduates enter include Educational Services (30.3%), Health Care & Social Assistance (21.3%), and Public Administration (12.7%). The estimated break-even point for graduates compared to individuals with only a high school diploma is approximately 14.3 years, indicating a moderate return on investment. While the financial benefits may take over a decade to fully materialize, the diverse employment opportunities in stable sectors suggest a viable career path for those committed to social work.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Social Work degree at University of North Carolina at Pembroke stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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