ROI Major

Philosophy at University of North Carolina Asheville

NC · Bachelor's Degree · CIP 38.01

Data: 2026 release

Executive Summary

Graduates with a Philosophy degree from University of North Carolina Asheville earn a median salary of $45,751 within five years of graduation. Adjusted for the cost of living in NC, this represents a national purchasing power equivalent of $46,780. The degree typically pays for itself in 19 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$32,883

Typical Career

$45,751

Top Performers

$57,537

Estimated break-even: 19 years.

Debt-to-Income Check

$305

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,813. Most students can comfortably afford about a $305 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in North Carolina buys what costs $0.98 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Educational Services 17.5%
Health Care & Social Assistance 16.2%
Professional, Scientific & Technical Services 12.0%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$46,780

Nominal: $45,751 in North Carolina (COL 97.8% of national avg) · 2.2% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

19 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $22,140 $31,252 $42,371
5 Years After Graduation $32,883 $45,751 $57,537
10 Years After Graduation $35,986 $50,676 $93,016

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $45,751 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NC, which has a cost-of-living index of 97.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $45,751 × (1.0 ÷ 0.9780) = $46,780 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a Philosophy degree from the University of North Carolina Asheville experience a gradual increase in earnings over time. The median earnings one year after graduation stand at $31,252, which rises to $45,751 five years post-graduation and reaches $50,676 after ten years. When adjusted for purchasing power, the five-year salary aligns closely with the national average at approximately $46,780.16, reflecting the cost of living in North Carolina, which has a COL index of 0.978 compared to the national average of 1.0.

The top industries for Philosophy graduates include Educational Services (17.5%), Health Care & Social Assistance (16.2%), and Professional, Scientific & Technical Services (12.0%). While the earnings trajectory shows promise, the estimated break-even point compared to a high-school-only path is approximately 19 years, indicating a longer return on investment for those pursuing this degree. Students should weigh these factors carefully when considering their career prospects in relation to their educational investment.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Philosophy degree at University of North Carolina Asheville stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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