ROI Major

Culinary Arts and Related Services at University of Montana (The)

MT · Associate's Degree · CIP 12.05

Apply Now Data: 2026 release

Executive Summary

Graduates with a Culinary Arts and Related Services degree from University of Montana (The) earn a median salary of $38,829 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $37,300. The degree typically pays for itself in 38.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$32,243

Typical Career

$38,829

Top Performers

$47,616

Estimated break-even: 38.7 years.

Debt-to-Income Check

$259

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,236. Most students can comfortably afford about a $259 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 48.8%
Professional, Scientific & Technical Services 6.8%
Retail Trade 6.4%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$37,300

Nominal: $38,829 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

38.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $23,434 $29,704 $37,506
5 Years After Graduation $32,243 $38,829 $47,616
10 Years After Graduation $35,591 $44,398 $63,610

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $38,829 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $38,829 × (1.0 ÷ 1.0410) = $37,300 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Culinary Arts and Related Services program at the University of Montana experience a gradual increase in earnings over time. The median earnings one year after graduation stand at $27,777, which rises to $40,113 after five years and reaches $41,244 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $38,533.14, indicating that while initial earnings may be lower than some other fields, there is a modest upward trajectory in income over time.

The primary industries that graduates enter include Health Care & Social Assistance, which accounts for 48.8% of employment, followed by an additional 27.0% in the same sector, and 22.7% in Professional, Scientific & Technical Services. Given the estimated break-even point of approximately 79.1 years compared to a high-school-only path, the return on investment for this degree may be considered low. Prospective students should weigh the long-term financial implications against their career aspirations in these industries.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.