Philosophy at University of Minnesota Duluth
MN · Bachelor's Degree · CIP 38.01
Executive Summary
Graduates with a Philosophy degree from University of Minnesota Duluth earn a median salary of $53,343 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $56,688. The degree typically pays for itself in 10 years.
Quick Insights
How this degree looks at a glance
A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.
Salary Ranges
Starting Range
$40,432
Typical Career
$53,343
Top Performers
$67,095
Estimated break-even: 10 years.
Debt-to-Income Check
$356
Estimated comfortable monthly loan payment
Typical monthly pay is approximately $4,445. Most students can comfortably afford about a $356 monthly loan payment with this degree.
Comparison Bench
This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.
Purchasing Power Context
A dollar in Minnesota buys what costs $0.94 nationally.
Industry Breadcrumbs
Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.
Where Bachelor's Graduates from This School Work
Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.
5-Year Median Salary — National Purchasing Power Equivalent
$56,688
Nominal: $53,343 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power
10-Year Earnings Curve
Break-Even Timeline
How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).
Total Investment
$155,168
4yr tuition + 4yr opportunity cost
HS Graduate Baseline
$38,792/yr
BLS 2023 median, HS diploma
View Raw Data: Median Earnings by Year
| Timeframe | 25th Pct. | Median (50th) | 75th Pct. |
|---|---|---|---|
| 1 Year After Graduation | $25,113 | $35,910 | $48,658 |
| 5 Years After Graduation | $40,432 | $53,343 | $67,095 |
| 10 Years After Graduation | $54,051 | $70,870 | $107,201 |
Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).
How We Calculate Purchasing Power
The median salary of $53,343 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.
Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $53,343 × (1.0 ÷ 0.9410)
= $56,688 National Average equivalent.
COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →
Career Verdict
Philosophy graduates primarily enter sectors such as Health Care & Social Assistance (15.3%), Educational Services (14.2%), and Professional, Scientific & Technical Services (13.9%). Given the estimated break-even point of about 10 years compared to a high-school-only path, the return on investment for a Philosophy degree can be considered reasonable. While the initial earnings may not be as high as some other fields, the long-term financial outlook and diverse career opportunities suggest that pursuing this degree can lead to fulfilling and financially stable career paths.
AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.
Compare with Another School
See how the Philosophy degree at University of Minnesota Duluth stacks up against another institution side-by-side.
Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.