ROI Major

English Language and Literature, General at University of Massachusetts - Amherst

MA · Bachelor's Degree · CIP 23.01

Data: 2026 release

Executive Summary

Graduates with a English Language and Literature, General degree from University of Massachusetts - Amherst earn a median salary of $60,940 within five years of graduation. Adjusted for the cost of living in MA, this represents a national purchasing power equivalent of $41,120. The degree typically pays for itself in 8.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$43,546

Typical Career

$60,940

Top Performers

$77,538

Estimated break-even: 8.8 years.

Debt-to-Income Check

$406

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,078. Most students can comfortably afford about a $406 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.6x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in Massachusetts buys what costs $1.48 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Health Care & Social Assistance, Educational Services.

Where Bachelor's Graduates from This School Work

Professional, Scientific & Technical Services 20.0%
Health Care & Social Assistance 16.6%
Educational Services 12.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$41,120

Nominal: $60,940 in Massachusetts (COL 148.2% of national avg) · 32.5% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

8.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,411 $37,815 $53,003
5 Years After Graduation $43,546 $60,940 $77,538
10 Years After Graduation $54,208 $71,338 $99,449

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $60,940 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MA, which has a cost-of-living index of 148.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $60,940 × (1.0 ÷ 1.4820) = $41,120 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in English Language and Literature from the University of Massachusetts - Amherst can expect a median earning of $37,815 one year post-graduation, which increases to $60,940 after five years and reaches $71,338 after ten years. However, considering the cost of living in Massachusetts, where the cost of living index is 1.482 compared to the national average of 1.0, the purchasing-power-adjusted five-year salary is approximately $41,120.11, indicating that while earnings grow over time, the local cost of living significantly impacts overall purchasing power.

The top industries for graduates entering the workforce include Professional, Scientific & Technical Services (20.0%), Health Care & Social Assistance (16.6%), and Educational Services (12.3%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 8.8 years, suggesting that while the return on investment may take time to realize, graduates have opportunities in diverse fields that can lead to stable careers. Overall, the degree offers a reasonable long-term ROI, particularly for those entering high-demand sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the English Language and Literature, General degree at University of Massachusetts - Amherst stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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