ROI Major

Physics at University of Mary Washington

VA · Bachelor's Degree · CIP 40.08

Data: 2026 release

Executive Summary

Graduates with a Physics degree from University of Mary Washington earn a median salary of $76,015 within five years of graduation. Adjusted for the cost of living in VA, this represents a national purchasing power equivalent of $74,161. The degree typically pays for itself in 6.3 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$48,943

Typical Career

$76,015

Top Performers

$95,044

Estimated break-even: 6.3 years.

Debt-to-Income Check

$507

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $6,335. Most students can comfortably afford about a $507 monthly loan payment with this degree.

Comparison Bench

This degree earns 2.0x more than the average US high school graduate and 1.0x more than the average college graduate.

Purchasing Power Context

A dollar in Virginia buys what costs $1.03 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Professional, Scientific & Technical Services, Educational Services, Health Care & Social Assistance.

Where Bachelor's Graduates from This School Work

Professional, Scientific & Technical Services 22.7%
Educational Services 20.2%
Health Care & Social Assistance 11.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$74,161

Nominal: $76,015 in Virginia (COL 102.5% of national avg) · 2.4% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

6.3 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $22,471 $39,655 $71,555
5 Years After Graduation $48,943 $76,015 $95,044
10 Years After Graduation $71,212 $111,205 $149,516

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $76,015 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in VA, which has a cost-of-living index of 102.5% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $76,015 × (1.0 ÷ 1.0250) = $74,161 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Physics from the University of Mary Washington can expect a promising earnings trajectory. The median earnings one year after graduation stand at $39,655, which increases significantly to $76,015 five years post-graduation and reaches $111,205 after ten years. When adjusted for purchasing power, the median earnings five years after graduation are approximately $74,160.98, indicating that graduates can maintain a competitive standard of living despite the cost of living in Virginia being slightly higher than the national average.

The top industries for Physics graduates include Professional, Scientific & Technical Services (22.7%), Educational Services (20.2%), and Health Care & Social Assistance (11.3%). The estimated break-even point for graduates compared to those with only a high school diploma is approximately 6.3 years, suggesting that pursuing a degree in Physics can yield a favorable return on investment over time. Overall, the combination of strong earning potential and diverse career opportunities makes this degree a viable option for students considering their future career paths.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Physics degree at University of Mary Washington stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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