ROI Major

Social Work at University of Maine

ME · Bachelor's Degree · CIP 44.07

Data: 2026 release

Executive Summary

Graduates with a Social Work degree from University of Maine earn a median salary of $48,715 within five years of graduation. Adjusted for the cost of living in ME, this represents a national purchasing power equivalent of $42,808. The degree typically pays for itself in 15.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$39,752

Typical Career

$48,715

Top Performers

$58,436

Estimated break-even: 15.2 years.

Debt-to-Income Check

$325

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,060. Most students can comfortably afford about a $325 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Maine buys what costs $1.14 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Educational Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 18.1%
Professional, Scientific & Technical Services 16.0%
Educational Services 15.2%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$42,808

Nominal: $48,715 in Maine (COL 113.8% of national avg) · 12.1% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

15.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $25,233 $32,383 $38,229
5 Years After Graduation $39,752 $48,715 $58,436
10 Years After Graduation $44,060 $54,252 $68,560

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $48,715 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in ME, which has a cost-of-living index of 113.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $48,715 × (1.0 ÷ 1.1380) = $42,808 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the University of Maine's Social Work program can expect a median earning of $32,383 one year after graduation, which increases to $48,715 five years later, and reaches $54,252 by the ten-year mark. However, considering the cost of living in Maine, which has a cost-of-living index of 1.138 compared to the national average of 1.0, the purchasing-power-adjusted five-year salary is approximately $42,807.56, indicating that while earnings grow over time, the relative purchasing power may be impacted by the higher living costs in the state.

The top industries for graduates include Health Care & Social Assistance (18.1%), Professional, Scientific & Technical Services (16.0%), and Educational Services (15.2%). The estimated break-even point for pursuing a degree versus a high-school-only path is approximately 15.2 years, suggesting that while the long-term financial benefits of a degree in social work are evident, the initial years may yield lower returns. Overall, students should weigh the potential for stable employment in essential sectors against the time it takes to recoup educational investments.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Social Work degree at University of Maine stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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