ROI Major

Physics at University of Iowa

IA · Bachelor's Degree · CIP 40.08

Data: 2026 release

Executive Summary

Graduates with a Physics degree from University of Iowa earn a median salary of $60,272 within five years of graduation. Adjusted for the cost of living in IA, this represents a national purchasing power equivalent of $67,570. The degree typically pays for itself in 8.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$36,063

Typical Career

$60,272

Top Performers

$82,185

Estimated break-even: 8.2 years.

Debt-to-Income Check

$402

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,023. Most students can comfortably afford about a $402 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.6x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in Iowa buys what costs $0.89 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 17.6%
Educational Services 15.2%
Professional, Scientific & Technical Services 14.4%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$67,570

Nominal: $60,272 in Iowa (COL 89.2% of national avg) · 12.1% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

8.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,969 $37,408 $55,464
5 Years After Graduation $36,063 $60,272 $82,185
10 Years After Graduation $65,035 $85,856 $124,613

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $60,272 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IA, which has a cost-of-living index of 89.2% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $60,272 × (1.0 ÷ 0.8920) = $67,570 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a Physics degree from the University of Iowa experience a significant increase in earnings over time. The median earnings one year after graduation stand at $37,408, which rises to $60,272 after five years and reaches $85,856 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $67,569.51, indicating that graduates maintain a competitive income relative to their peers across the country despite Iowa's lower cost of living index.

The top industries for Physics graduates include Health Care & Social Assistance (17.6%), Educational Services (15.2%), and Professional, Scientific & Technical Services (14.4%). With an estimated break-even point of approximately 8.2 years compared to a high-school-only path, pursuing a Physics degree offers a favorable return on investment. The combination of solid earnings potential and diverse career opportunities suggests that students can expect a rewarding career trajectory in various sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Physics degree at University of Iowa stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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