ROI Major

Insurance at University of Hartford

CT · Bachelor's Degree · CIP 52.17

Data: 2026 release

Executive Summary

Graduates with a Insurance degree from University of Hartford earn a median salary of $83,858 within five years of graduation. Adjusted for the cost of living in CT, this represents a national purchasing power equivalent of $72,730. The degree typically pays for itself in 4.8 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$67,858

Typical Career

$83,858

Top Performers

$113,229

Estimated break-even: 4.8 years.

Debt-to-Income Check

$559

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $6,988. Most students can comfortably afford about a $559 monthly loan payment with this degree.

Comparison Bench

This degree earns 2.2x more than the average US high school graduate and 1.1x more than the average college graduate.

Purchasing Power Context

A dollar in Connecticut buys what costs $1.15 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 19.2%
Educational Services 13.9%
Professional, Scientific & Technical Services 13.3%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$72,730

Nominal: $83,858 in Connecticut (COL 115.3% of national avg) · 13.3% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

4.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $41,920 $58,527 $72,585
5 Years After Graduation $67,858 $83,858 $113,229
10 Years After Graduation $68,758 $102,295 $121,578

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $83,858 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in CT, which has a cost-of-living index of 115.3% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $83,858 × (1.0 ÷ 1.1530) = $72,730 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the University of Hartford's Insurance program experience a positive earnings trajectory, with median earnings of $58,527 one year after graduation, increasing to $83,858 after five years and reaching $102,295 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $72,730.27, indicating that while graduates may earn less initially than their peers in lower cost-of-living areas, their long-term financial outlook remains strong.

The top industries for graduates include Health Care & Social Assistance (19.2%), Educational Services (13.9%), and Professional, Scientific & Technical Services (13.3%). Given the estimated break-even point of approximately 4.8 years compared to a high-school-only path, the return on investment for pursuing a degree in Insurance at the University of Hartford appears favorable. This suggests that students can expect to recoup their educational expenses relatively quickly while entering diverse and growing sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Insurance degree at University of Hartford stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

Explore More