ROI Major

Social Work at Terra State Community College

OH · Associate's Degree · CIP 44.07

Apply Now Data: 2026 release

Executive Summary

Graduates with a Social Work degree from Terra State Community College earn a median salary of $34,307 within five years of graduation. Adjusted for the cost of living in OH, this represents a national purchasing power equivalent of $38,077. The degree typically pays for itself in 78.3 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$24,637

Typical Career

$34,307

Top Performers

$46,663

Estimated break-even: 78.3 years.

Debt-to-Income Check

$229

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $2,859. Most students can comfortably afford about a $229 monthly loan payment with this degree.

Comparison Bench

This degree earns 0.9x more than the average US high school graduate and 0.4x more than the average college graduate.

Purchasing Power Context

A dollar in Ohio buys what costs $0.90 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Manufacturing, Health Care & Social Assistance, Retail Trade.

Where Associate's Graduates from This School Work

Manufacturing 26.4%
Health Care & Social Assistance 19.8%
Retail Trade 7.5%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$38,077

Nominal: $34,307 in Ohio (COL 90.1% of national avg) · 11% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

78.3 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $19,402 $26,082 $32,785
5 Years After Graduation $24,637 $34,307 $46,663
10 Years After Graduation $29,458 $41,695 $53,243

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $34,307 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in OH, which has a cost-of-living index of 90.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $34,307 × (1.0 ÷ 0.9010) = $38,077 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for social work graduates from Terra State Community College shows a gradual increase over time. Median earnings one year after graduation stand at $26,082, which rise to $34,307 after five years and reach $41,695 after ten years. When adjusted for purchasing power, the five-year salary aligns more closely with a national equivalent of $38,076.58, indicating that graduates may experience a relatively stable economic situation in Ohio, where the cost of living index is lower than the national average.

Graduates primarily enter the manufacturing sector, with 38.8% working in this industry, followed by 29.9% and 26.4% in other manufacturing roles. This concentration suggests limited diversification in career paths, which may impact long-term job stability and growth opportunities. The estimated break-even point compared to a high-school-only path is approximately 78.3 years, indicating that the return on investment for pursuing a degree in social work at this institution may be extended, warranting careful consideration of career goals and financial implications.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.