ROI Major

Human Development, Family Studies, and Related Services at SUNY College of Agriculture & Technology at Cobleskill

NY · Associate's Degree · CIP 19.07

Apply Now Data: 2026 release

Executive Summary

Graduates with a Human Development, Family Studies, and Related Services degree from SUNY College of Agriculture & Technology at Cobleskill earn a median salary of $33,141 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $25,107. The degree typically pays for itself in 43.2 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$25,806

Typical Career

$33,141

Top Performers

$43,235

Estimated break-even: 43.2 years.

Debt-to-Income Check

$221

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $2,762. Most students can comfortably afford about a $221 monthly loan payment with this degree.

Comparison Bench

This degree earns 0.9x more than the average US high school graduate and 0.4x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Retail Trade, Educational Services.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 18.2%
Retail Trade 12.1%
Educational Services 9.5%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$25,107

Nominal: $33,141 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

43.2 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $18,015 $24,233 $33,311
5 Years After Graduation $25,806 $33,141 $43,235
10 Years After Graduation $33,951 $44,785 $62,505

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $33,141 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $33,141 × (1.0 ÷ 1.3200) = $25,107 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

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See how the Human Development, Family Studies, and Related Services degree at SUNY College of Agriculture & Technology at Cobleskill stacks up against another institution side-by-side.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.