ROI Major

Pharmacology and Toxicology at State University of New York at Buffalo

NY · Bachelor's Degree · CIP 26.09

Data: 2026 release

Executive Summary

Graduates with a Pharmacology and Toxicology degree from State University of New York at Buffalo earn a median salary of $67,951 within five years of graduation. Adjusted for the cost of living in NY, this represents a national purchasing power equivalent of $51,478. The degree typically pays for itself in 7.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$48,400

Typical Career

$67,951

Top Performers

$87,848

Estimated break-even: 7.8 years.

Debt-to-Income Check

$453

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,663. Most students can comfortably afford about a $453 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.8x more than the average US high school graduate and 0.9x more than the average college graduate.

Purchasing Power Context

A dollar in New York buys what costs $1.32 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Professional, Scientific & Technical Services, Educational Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 18.6%
Professional, Scientific & Technical Services 17.5%
Educational Services 10.4%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$51,478

Nominal: $67,951 in New York (COL 132.0% of national avg) · 24.2% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

7.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $22,441 $31,874 $44,695
5 Years After Graduation $48,400 $67,951 $87,848
10 Years After Graduation $60,409 $84,259 $109,134

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $67,951 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in NY, which has a cost-of-living index of 132.0% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $67,951 × (1.0 ÷ 1.3200) = $51,478 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates in Pharmacology and Toxicology from the State University of New York at Buffalo experience a significant earnings trajectory. Median earnings one year after graduation stand at $31,874, which increases to $67,951 five years post-graduation and reaches $84,259 after ten years. However, when considering the cost of living in New York, where the cost of living index is 1.32 compared to the national average of 1.0, the purchasing-power-adjusted salary five years after graduation is approximately $51,478. This highlights the importance of factoring in regional economic conditions when evaluating potential earnings.

The top industries for graduates include Health Care & Social Assistance (18.6%), Professional, Scientific & Technical Services (17.5%), and Educational Services (10.4%). The estimated break-even point compared to a high-school-only path is approximately 7.8 years, suggesting that while the initial investment in education may take time to pay off, the long-term financial benefits can be substantial. Overall, pursuing a degree in Pharmacology and Toxicology appears to offer a favorable return on investment, particularly for those who enter high-demand sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Pharmacology and Toxicology degree at State University of New York at Buffalo stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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