ROI Major

Health Professions and Related Programs — CIP 51.39 at St. Cloud Technical and Community College

MN · Associate's Degree · CIP 51.39

Apply Now Data: 2026 release

Executive Summary

Graduates with a Health Professions and Related Programs — CIP 51.39 degree from St. Cloud Technical and Community College earn a median salary of $60,468 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $64,259. The degree typically pays for itself in 8.5 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$47,510

Typical Career

$60,468

Top Performers

$79,633

Estimated break-even: 8.5 years.

Debt-to-Income Check

$403

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $5,039. Most students can comfortably afford about a $403 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.6x more than the average US high school graduate and 0.8x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Manufacturing, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 43.2%
Manufacturing 8.2%
Retail Trade 6.8%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$64,259

Nominal: $60,468 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

8.5 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $30,360 $37,763 $44,001
5 Years After Graduation $47,510 $60,468 $79,633
10 Years After Graduation $55,728 $77,072 $97,644

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $60,468 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $60,468 × (1.0 ÷ 0.9410) = $64,259 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from Health Professions and Related Programs at St. Cloud Technical and Community College experience a positive earnings trajectory. The median earnings one year after graduation stand at $38,397, which increases to $53,141 after five years and reaches $60,974 after ten years. When adjusting for purchasing power, the five-year salary equivalent nationally is approximately $56,472.90, indicating that graduates maintain a competitive income relative to national standards despite the lower cost of living in Minnesota (COL index: 0.941).

The majority of graduates enter the Health Care & Social Assistance sector, with 43.2% employed in this field one year post-graduation. This percentage remains significant over time, with 39.2% and 31.1% continuing in similar roles after five and ten years, respectively. The estimated break-even point compared to a high-school-only path is approximately 11.1 years, suggesting that while the initial investment in education may take time to recoup, the long-term return on investment appears favorable for those pursuing careers in health professions.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.