ROI Major

Economics at St. Cloud State University

MN · Bachelor's Degree · CIP 45.06

Data: 2026 release

Executive Summary

Graduates with a Economics degree from St. Cloud State University earn a median salary of $75,752 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $80,502. The degree typically pays for itself in 6.1 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$56,524

Typical Career

$75,752

Top Performers

$100,594

Estimated break-even: 6.1 years.

Debt-to-Income Check

$505

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $6,313. Most students can comfortably afford about a $505 monthly loan payment with this degree.

Comparison Bench

This degree earns 2.0x more than the average US high school graduate and 1.0x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 18.3%
Educational Services 16.1%
Professional, Scientific & Technical Services 9.7%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$80,502

Nominal: $75,752 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

6.1 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $28,450 $43,317 $55,558
5 Years After Graduation $56,524 $75,752 $100,594
10 Years After Graduation $79,787 $115,506 $157,153

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $75,752 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $75,752 × (1.0 ÷ 0.9410) = $80,502 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for Economics graduates from St. Cloud State University shows a significant increase over time. Graduates earn a median of $43,317 one year after graduation, which rises to $75,752 five years post-graduation, and reaches $115,506 ten years later. When adjusted for purchasing power, the median salary five years after graduation is approximately $80,501.59, indicating that graduates can expect their earnings to maintain a competitive edge relative to national averages despite the cost of living in Minnesota being slightly lower than the national index.

Graduates of the Economics program find employment in various sectors, with the top industries being Health Care & Social Assistance (18.3%), Educational Services (16.1%), and Professional, Scientific & Technical Services (9.7%). The estimated break-even point for choosing this degree over a high-school-only path is approximately 6.1 years, suggesting a favorable return on investment for students. Overall, the career prospects and earnings potential for Economics graduates appear robust, making it a viable option for those interested in the field.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Economics degree at St. Cloud State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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