ROI Major

Psychology, General at Northern Illinois University

IL · Bachelor's Degree · CIP 42.01

Data: 2026 release

Executive Summary

Graduates with a Psychology, General degree from Northern Illinois University earn a median salary of $48,794 within five years of graduation. Adjusted for the cost of living in IL, this represents a national purchasing power equivalent of $53,153. The degree typically pays for itself in 12 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$37,155

Typical Career

$48,794

Top Performers

$63,301

Estimated break-even: 12 years.

Debt-to-Income Check

$325

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,066. Most students can comfortably afford about a $325 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.3x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Illinois buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Educational Services 19.1%
Health Care & Social Assistance 16.9%
Professional, Scientific & Technical Services 11.2%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$53,153

Nominal: $48,794 in Illinois (COL 91.8% of national avg) · 8.9% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

12 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,703 $33,078 $42,610
5 Years After Graduation $37,155 $48,794 $63,301
10 Years After Graduation $47,521 $63,471 $84,774

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $48,794 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IL, which has a cost-of-living index of 91.8% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $48,794 × (1.0 ÷ 0.9180) = $53,153 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in Psychology, General from Northern Illinois University can expect a positive earnings trajectory. The median earnings one year after graduation stand at $33,078, which increases to $48,794 five years later, and reaches $63,471 after ten years. When adjusted for purchasing power, the five-year salary aligns more closely with a national equivalent of $53,152.51, indicating that graduates may experience a favorable financial position relative to the cost of living in Illinois.

The top industries for graduates include Educational Services (19.1%), Health Care & Social Assistance (16.9%), and Professional, Scientific & Technical Services (11.2%). With an estimated break-even point of approximately 12 years compared to a high-school-only path, the return on investment for pursuing a degree in Psychology, General appears reasonable. This suggests that while the initial earnings may be modest, the long-term financial benefits and career opportunities in growing sectors can justify the educational commitment.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Psychology, General degree at Northern Illinois University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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