ROI Major

Cosmetology and Related Personal Grooming Services at North Central Texas College

TX · Certificate Degree · CIP 12.04

Apply Now Data: 2026 release

Executive Summary

Graduates with a Cosmetology and Related Personal Grooming Services degree from North Central Texas College earn a median salary of $33,053 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $35,888. The degree typically pays for itself in over 10 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$24,994

Typical Career

$33,053

Top Performers

$41,501

Break-even is not clear from the available earnings data.

Debt-to-Income Check

$220

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $2,754. Most students can comfortably afford about a $220 monthly loan payment with this degree.

Comparison Bench

This degree earns 0.9x more than the average US high school graduate and 0.4x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Public Administration, Educational Services.

Where Certificate Graduates from This School Work

Health Care & Social Assistance 63.9%
Public Administration 5.2%
Educational Services 4.9%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$35,888

Nominal: $33,053 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

>10 years (extrapolated) to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $19,478 $25,756 $32,839
5 Years After Graduation $24,994 $33,053 $41,501
10 Years After Graduation $25,504 $35,298 $44,939

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $33,053 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $33,053 × (1.0 ÷ 0.9210) = $35,888 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from North Central Texas College's Cosmetology and Related Personal Grooming Services program can expect a gradual increase in earnings over time. The median earnings one year after graduation stand at $25,756, rising to $33,053 after five years, and reaching $35,298 after ten years. When adjusted for purchasing power, the five-year salary equates to approximately $35,888.17 nationally, indicating that while initial earnings may be modest, there is potential for growth as graduates gain experience in the field.

The majority of graduates enter the Health Care & Social Assistance sector, which accounts for 63.9% of employment, with an additional 29.9% also in this field, and 13.4% in Educational Services. However, the estimated break-even point compared to a high-school-only path exceeds ten years, suggesting that while there are opportunities in these industries, the return on investment may take significant time to materialize. This factor should be carefully considered by prospective students when evaluating the long-term benefits of pursuing this career path.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.