ROI Major

Health and Physical Education/Fitness at Montana State University - Billings

MT · Bachelor's Degree · CIP 31.05

Data: 2026 release

Executive Summary

Graduates with a Health and Physical Education/Fitness degree from Montana State University - Billings earn a median salary of $53,673 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $51,559. The degree typically pays for itself in 10.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$41,019

Typical Career

$53,673

Top Performers

$75,265

Estimated break-even: 10.6 years.

Debt-to-Income Check

$358

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $4,473. Most students can comfortably afford about a $358 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.4x more than the average US high school graduate and 0.7x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Educational Services, Health Care & Social Assistance, Public Administration.

Where Bachelor's Graduates from This School Work

Educational Services 25.1%
Health Care & Social Assistance 20.3%
Public Administration 9.5%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$51,559

Nominal: $53,673 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

10.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,191 $32,339 $44,398
5 Years After Graduation $41,019 $53,673 $75,265
10 Years After Graduation $52,354 $68,002 $87,772

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $53,673 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $53,673 × (1.0 ÷ 1.0410) = $51,559 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Health and Physical Education/Fitness program at Montana State University - Billings experience a positive earnings trajectory. The median earnings one year after graduation stand at $32,339, increasing to $53,673 after five years and reaching $68,002 after ten years. When adjusted for purchasing power, the median five-year salary equates to approximately $51,559.08 nationally, indicating that while initial earnings may be modest, there is significant growth potential over time, particularly when considering inflation and cost of living adjustments.

The primary industries that graduates enter include Educational Services (25.1%), Health Care & Social Assistance (20.3%), and Public Administration (9.5%). The estimated break-even point compared to a high-school-only path is approximately 10.6 years, suggesting that while the investment in education may take over a decade to recoup, the long-term benefits in terms of earnings and career opportunities in these sectors can be substantial. Overall, the return on investment for this degree appears favorable for those committed to a career in health and physical education.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Health and Physical Education/Fitness degree at Montana State University - Billings stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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