ROI Major

Fine and Studio Arts at Minnesota State University Moorhead

MN · Bachelor's Degree · CIP 50.07

Data: 2026 release

Executive Summary

Graduates with a Fine and Studio Arts degree from Minnesota State University Moorhead earn a median salary of $46,318 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $49,222. The degree typically pays for itself in 16.6 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$35,054

Typical Career

$46,318

Top Performers

$58,841

Estimated break-even: 16.6 years.

Debt-to-Income Check

$309

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,860. Most students can comfortably afford about a $309 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Finance & Insurance.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 22.6%
Educational Services 21.6%
Finance & Insurance 7.5%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$49,222

Nominal: $46,318 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

16.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,151 $31,506 $39,389
5 Years After Graduation $35,054 $46,318 $58,841
10 Years After Graduation $39,731 $53,397 $73,190

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $46,318 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $46,318 × (1.0 ÷ 0.9410) = $49,222 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Fine and Studio Arts program at Minnesota State University Moorhead experience a gradual increase in earnings over time. The median earnings one year after graduation stand at $31,506, rising to $46,318 five years later, and reaching $53,397 after ten years. When considering purchasing power, the adjusted five-year salary equivalent nationally is approximately $49,222.1, reflecting the cost of living in Minnesota, which has a COL index of 0.941 compared to the national average of 1.0. This suggests that while initial earnings may be modest, long-term financial growth is achievable.

The top industries for graduates reveal a diverse range of opportunities, with 22.6% entering Health Care & Social Assistance, followed closely by 21.6% in Educational Services, and 7.5% in Finance & Insurance. The estimated break-even point compared to a high-school-only path is approximately 16.6 years, indicating that while the investment in a degree may take time to pay off, the potential for career advancement and salary growth exists. Overall, the return on investment for a Fine and Studio Arts degree at this institution appears to be viable, particularly for those who leverage their skills in the growing sectors identified.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Fine and Studio Arts degree at Minnesota State University Moorhead stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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