ROI Major

Finance and Financial Management Services at James A. Rhodes State College

OH · Associate's Degree · CIP 52.08

Apply Now Data: 2026 release

Executive Summary

Graduates with a Finance and Financial Management Services degree from James A. Rhodes State College earn a median salary of $42,709 within five years of graduation. Adjusted for the cost of living in OH, this represents a national purchasing power equivalent of $47,402. The degree typically pays for itself in over 10 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$32,149

Typical Career

$42,709

Top Performers

$56,595

Break-even is not clear from the available earnings data.

Debt-to-Income Check

$285

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,559. Most students can comfortably afford about a $285 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.1x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Ohio buys what costs $0.90 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Manufacturing, Public Administration.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 52.1%
Manufacturing 14.0%
Public Administration 4.9%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$47,402

Nominal: $42,709 in Ohio (COL 90.1% of national avg) · 11% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

>10 years (extrapolated) to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $26,989 $34,840 $59,848
5 Years After Graduation $32,149 $42,709 $56,595
10 Years After Graduation $31,416 $38,509 $47,460

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $42,709 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in OH, which has a cost-of-living index of 90.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $42,709 × (1.0 ÷ 0.9010) = $47,402 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Finance and Financial Management Services program at James A. Rhodes State College experience a steady earnings trajectory. One year post-graduation, the median earnings stand at $41,244, which increases to $45,039 after five years and reaches $47,802 after ten years. When adjusted for purchasing power, the five-year salary equates to approximately $49,987.79 nationally, indicating that while initial earnings may be modest, they do show a gradual increase over time, reflecting a positive long-term financial outlook.

The primary industries that graduates enter are predominantly in Health Care & Social Assistance, with significant percentages of 52.1%, 43.9%, and 31.3% respectively. This concentration suggests a strong alignment between the program and the needs of these sectors. Considering the estimated break-even point of approximately 20.4 years compared to a high-school-only path, the return on investment for pursuing this degree appears favorable, particularly given the stability and growth potential within the health care industry.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.