ROI Major

English Language and Literature, General at Indiana University - South Bend

IN · Bachelor's Degree · CIP 23.01

Data: 2026 release

Executive Summary

Graduates with a English Language and Literature, General degree from Indiana University - South Bend earn a median salary of $44,978 within five years of graduation. Adjusted for the cost of living in IN, this represents a national purchasing power equivalent of $49,754. The degree typically pays for itself in 13.8 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$33,078

Typical Career

$44,978

Top Performers

$56,106

Estimated break-even: 13.8 years.

Debt-to-Income Check

$300

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,748. Most students can comfortably afford about a $300 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Indiana buys what costs $0.90 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Manufacturing.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 26.8%
Educational Services 19.5%
Manufacturing 10.1%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$49,754

Nominal: $44,978 in Indiana (COL 90.4% of national avg) · 10.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13.8 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $24,146 $31,715 $41,308
5 Years After Graduation $33,078 $44,978 $56,106
10 Years After Graduation $39,655 $60,118 $85,965

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $44,978 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IN, which has a cost-of-living index of 90.4% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $44,978 × (1.0 ÷ 0.9040) = $49,754 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a degree in English Language and Literature from Indiana University - South Bend can expect a steady earnings trajectory. The median earnings one year after graduation stand at $31,715, which increases to $44,978 after five years, and reaches $60,118 after ten years. When adjusted for purchasing power, the five-year salary aligns with a national equivalent of $49,754.42, reflecting the cost of living in Indiana, which has a COL index of 0.904 compared to the national average of 1.0.

The top industries for graduates include Health Care & Social Assistance (26.8%), Educational Services (19.5%), and Manufacturing (10.1%). The estimated break-even point for pursuing this degree versus a high-school-only path is approximately 13.8 years. This suggests that while the degree may offer a solid return on investment over time, students should consider the duration it takes to recoup educational expenses relative to immediate employment opportunities in these sectors.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the English Language and Literature, General degree at Indiana University - South Bend stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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