ROI Major

Physics at Indiana State University

IN · Bachelor's Degree · CIP 40.08

Data: 2026 release

Executive Summary

Graduates with a Physics degree from Indiana State University earn a median salary of $91,987 within five years of graduation. Adjusted for the cost of living in IN, this represents a national purchasing power equivalent of $101,756. The degree typically pays for itself in 4.6 years.

Quick Insights

Solid Investment

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$72,095

Typical Career

$91,987

Top Performers

$112,807

Estimated break-even: 4.6 years.

Debt-to-Income Check

$613

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $7,666. Most students can comfortably afford about a $613 monthly loan payment with this degree.

Comparison Bench

This degree earns 2.4x more than the average US high school graduate and 1.2x more than the average college graduate.

Purchasing Power Context

A dollar in Indiana buys what costs $0.90 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Manufacturing.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 21.6%
Educational Services 19.7%
Manufacturing 9.6%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$101,756

Nominal: $91,987 in Indiana (COL 90.4% of national avg) · 10.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

4.6 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $37,592 $55,746 $62,818
5 Years After Graduation $72,095 $91,987 $112,807
10 Years After Graduation $53,343 $67,570 $157,371

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $91,987 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in IN, which has a cost-of-living index of 90.4% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $91,987 × (1.0 ÷ 0.9040) = $101,756 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates with a Physics degree from Indiana State University experience a notable earnings trajectory. One year after graduation, median earnings stand at $55,746, which increases significantly to $91,987 five years post-graduation. However, ten years after graduation, median earnings drop to $67,570. When adjusted for purchasing power, the five-year salary equates to $101,755.53 nationally, indicating that while initial earnings are promising, long-term financial outcomes may vary significantly.

The top industries for Physics graduates include Health Care & Social Assistance (21.6%), Educational Services (19.7%), and Manufacturing (9.6%). The estimated break-even point compared to a high-school-only path is approximately 4.6 years, suggesting that while the investment in a Physics degree can yield positive returns, the financial benefits may take several years to materialize. Overall, the ROI for a Physics degree from Indiana State University appears favorable, particularly in sectors with strong employment opportunities.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Physics degree at Indiana State University stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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