ROI Major

Business Operations Support and Assistant Services at Howard County Junior College District

TX · Associate's Degree · CIP 52.04

Apply Now Data: 2026 release

Executive Summary

Graduates with a Business Operations Support and Assistant Services degree from Howard County Junior College District earn a median salary of $38,509 within five years of graduation. Adjusted for the cost of living in TX, this represents a national purchasing power equivalent of $41,812. The degree typically pays for itself in 29.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$32,705

Typical Career

$38,509

Top Performers

$51,223

Estimated break-even: 29.7 years.

Debt-to-Income Check

$257

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,209. Most students can comfortably afford about a $257 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.0x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Texas buys what costs $0.92 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Public Administration.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 34.5%
Educational Services 14.5%
Public Administration 7.3%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$41,812

Nominal: $38,509 in Texas (COL 92.1% of national avg) · 8.6% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

29.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $21,062 $27,525 $33,005
5 Years After Graduation $32,705 $38,509 $51,223
10 Years After Graduation $33,699 $46,924 $57,991

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $38,509 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in TX, which has a cost-of-living index of 92.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $38,509 × (1.0 ÷ 0.9210) = $41,812 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for graduates of the Business Operations Support and Assistant Services program at Howard County Junior College District shows a gradual increase over time. Median earnings one year after graduation stand at $31,024, rising to $34,351 after five years, and reaching $40,037 after ten years. When adjusted for purchasing power, the five-year salary equivalent nationally is approximately $37,297.5, indicating that while initial earnings may be modest, there is potential for growth over a decade.

Graduates predominantly enter the Health Care & Social Assistance sectors, with 45.0%, 34.5%, and 18.3% of graduates finding employment in this field. The estimated break-even point compared to a high-school-only path is approximately 163.3 years, suggesting that the return on investment for this program may be limited in the short term. Overall, while the program offers a pathway into a growing industry, prospective students should carefully consider the long-term financial implications and job market dynamics.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.