ROI Major

Accounting and Related Services at Helena College University of Montana

MT · Associate's Degree · CIP 52.03

Apply Now Data: 2026 release

Executive Summary

Graduates with a Accounting and Related Services degree from Helena College University of Montana earn a median salary of $45,657 within five years of graduation. Adjusted for the cost of living in MT, this represents a national purchasing power equivalent of $43,859. The degree typically pays for itself in 13.7 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where graduates from this school usually land.

Salary Ranges

Starting Range

$37,918

Typical Career

$45,657

Top Performers

$55,297

Estimated break-even: 13.7 years.

Debt-to-Income Check

$304

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,805. Most students can comfortably afford about a $304 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.2x more than the average US high school graduate and 0.6x more than the average college graduate.

Purchasing Power Context

A dollar in Montana buys what costs $1.04 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Public Administration, Retail Trade.

Where Associate's Graduates from This School Work

Health Care & Social Assistance 33.2%
Public Administration 18.4%
Retail Trade 7.4%

Institution-wide industry mix for graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$43,859

Nominal: $45,657 in Montana (COL 104.1% of national avg) · 3.9% lower purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

13.7 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $31,219 $41,196 $53,753
5 Years After Graduation $37,918 $45,657 $55,297
10 Years After Graduation $45,961 $56,473 $69,584

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $45,657 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MT, which has a cost-of-living index of 104.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $45,657 × (1.0 ÷ 1.0410) = $43,859 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

Graduates from the Accounting and Related Services program at Helena College University of Montana experience a steady earnings trajectory. One year post-graduation, median earnings stand at $41,196, which increases to $45,657 after five years and reaches $56,473 after a decade. When adjusted for purchasing power, the five-year salary aligns closely with the national equivalent at $43,858.79, indicating that while salaries are competitive, the cost of living in Montana slightly influences overall financial outcomes.

The primary industries that graduates enter include Health Care & Social Assistance, which accounts for 33.2% of placements, followed closely by another segment of Health Care & Social Assistance at 32.9%, and Public Administration at 18.4%. The estimated break-even point compared to a high-school-only path is approximately 13.7 years, suggesting a moderate return on investment for those pursuing this degree. Overall, while the program offers a solid foundation for entering stable industries, prospective students should weigh the time and financial commitment against potential earnings.

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Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.