ROI Major

Music at Concordia College - Moorhead

MN · Bachelor's Degree · CIP 50.09

Data: 2026 release

Executive Summary

Graduates with a Music degree from Concordia College - Moorhead earn a median salary of $42,146 within five years of graduation. Adjusted for the cost of living in MN, this represents a national purchasing power equivalent of $44,789. The degree typically pays for itself in 18.9 years.

Quick Insights

Slow Burn / High Debt Risk

How this degree looks at a glance

A fast read on salary range, break-even speed, living-cost impact, and where bachelor's graduates from this school usually land.

Salary Ranges

Starting Range

$27,104

Typical Career

$42,146

Top Performers

$55,078

Estimated break-even: 18.9 years.

Debt-to-Income Check

$281

Estimated comfortable monthly loan payment

Typical monthly pay is approximately $3,512. Most students can comfortably afford about a $281 monthly loan payment with this degree.

Comparison Bench

This degree earns 1.1x more than the average US high school graduate and 0.5x more than the average college graduate.

Purchasing Power Context

A dollar in Minnesota buys what costs $0.94 nationally.

Industry Breadcrumbs

Top industries for bachelor's graduates from this school: Health Care & Social Assistance, Educational Services, Professional, Scientific & Technical Services.

Where Bachelor's Graduates from This School Work

Health Care & Social Assistance 23.8%
Educational Services 22.0%
Professional, Scientific & Technical Services 9.8%

Institution-wide industry mix for bachelor's graduates, 5 years after graduation. This is not major-specific. Source: Census PSEO Flows.

5-Year Median Salary — National Purchasing Power Equivalent

$44,789

Nominal: $42,146 in Minnesota (COL 94.1% of national avg) · 6.3% higher purchasing power

10-Year Earnings Curve

Break-Even Timeline

How long until cumulative earnings advantage exceeds total college investment (tuition + opportunity cost vs. entering workforce directly after high school).

18.9 years to break even
Graduation 15 years

Total Investment

$155,168

4yr tuition + 4yr opportunity cost

HS Graduate Baseline

$38,792/yr

BLS 2023 median, HS diploma

View Raw Data: Median Earnings by Year
Timeframe 25th Pct. Median (50th) 75th Pct.
1 Year After Graduation $20,129 $26,659 $34,630
5 Years After Graduation $27,104 $42,146 $55,078
10 Years After Graduation $36,805 $53,107 $79,787

Source: US Census Bureau Post-Secondary Employment Outcomes (PSEO), 2025 release. Earnings shown for Bachelor's degree graduates (all cohorts combined).

How We Calculate Purchasing Power

The median salary of $42,146 is reported by the US Census Bureau's Post-Secondary Employment Outcomes (PSEO) dataset for graduates working in MN, which has a cost-of-living index of 94.1% of the national average.

Formula: Adjusted Salary = Nominal × (1.0 ÷ COL Index)
= $42,146 × (1.0 ÷ 0.9410) = $44,789 National Average equivalent.

COL index source: BLS Regional Consumer Price Index & MIT Living Wage Project, 2023. Full methodology →

Career Verdict

The earnings trajectory for Music graduates from Concordia College - Moorhead shows a steady increase over time. Graduates earn a median of $26,659 one year after graduation, which rises to $42,146 five years later and reaches $53,107 after ten years. When considering purchasing power, the median earnings five years post-graduation adjust to approximately $44,788.52, reflecting the cost of living in Minnesota, which has a cost-of-living index of 0.941 compared to the national average of 1.0.

Graduates typically enter industries such as Health Care & Social Assistance (23.8%), Educational Services (22.0%), and Professional, Scientific & Technical Services (9.8%). With an estimated break-even point of approximately 18.9 years compared to a high-school-only path, the return on investment for a Music degree at Concordia College may be considered moderate. While the earnings potential increases over time, students should weigh the long-term financial implications against their career aspirations and industry opportunities.

AI-assisted editorial analysis based on Census PSEO data. Fact-checked against source data.

Compare with Another School

See how the Music degree at Concordia College - Moorhead stacks up against another institution side-by-side.

Data sources: US Census Bureau Post-Secondary Employment Outcomes (PSEO). Cost-of-living index: BLS Regional CPI & MIT Living Wage Project. Cost of attendance: IPEDS. For informational use only; data may be suppressed for small cohort sizes.

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